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	<title>Comments for yourmortgageoffice.com</title>
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	<link>http://yourmortgageoffice.com</link>
	<description>learn, share and discuss all about your mortgage office and other mortgage strategies</description>
	<lastBuildDate>Tue, 14 Feb 2012 00:31:59 +0000</lastBuildDate>
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		<title>Comment on need link to mortgage payoff calculator? can&#8217;t find one that works? by Alex</title>
		<link>http://yourmortgageoffice.com/mortgage-rate-calculator/need-link-to-mortgage-payoff-calculator-cant-find-one-that-works/comment-page-1#comment-1042</link>
		<dc:creator>Alex</dc:creator>
		<pubDate>Tue, 14 Feb 2012 00:31:59 +0000</pubDate>
		<guid isPermaLink="false">http://yourmortgageoffice.com/mortgage-rate-calculator/need-link-to-mortgage-payoff-calculator-cant-find-one-that-works#comment-1042</guid>
		<description>Below is a link that might help.  It&#039;s intended as a way to prioritize multiple debts, but you can just enter the one: current balance, interest rate, monthly payment.  On the second tab, there&#039;s a spot to enter additional payments going forward.  Just like any other calculator, it will not be exact so check with your lender before making a final payment, but hopefully it will help&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;http://www.vertex42.com/Calculators/debt-reduction-calculator.html</description>
		<content:encoded><![CDATA[<p>Below is a link that might help.  It&#8217;s intended as a way to prioritize multiple debts, but you can just enter the one: current balance, interest rate, monthly payment.  On the second tab, there&#8217;s a spot to enter additional payments going forward.  Just like any other calculator, it will not be exact so check with your lender before making a final payment, but hopefully it will help<br /><b>References : </b><br /><a href="http://www.vertex42.com/Calculators/debt-reduction-calculator.html" rel="nofollow">http://www.vertex42.com/Calculators/debt-reduction-calculator.html</a></p>
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		<title>Comment on Has anyone found a good mortgage company online in ohio? by ringmessenger18</title>
		<link>http://yourmortgageoffice.com/your-mortgage-office/has-anyone-found-a-good-mortgage-company-online-in-ohio/comment-page-1#comment-1034</link>
		<dc:creator>ringmessenger18</dc:creator>
		<pubDate>Tue, 14 Feb 2012 00:03:59 +0000</pubDate>
		<guid isPermaLink="false">http://yourmortgageoffice.com/your-mortgage-office/has-anyone-found-a-good-mortgage-company-online-in-ohio#comment-1034</guid>
		<description>i recommend you don&#039;t do business online because people have put up fake websites to con or do identity theft. If you need some help refinancing email me at ringmessenger18@yahoo.com because my company is licensed in ohio as a broker and a lender.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>i recommend you don&#8217;t do business online because people have put up fake websites to con or do identity theft. If you need some help refinancing email me at <a href="mailto:ringmessenger18@yahoo.com">ringmessenger18@yahoo.com</a> because my company is licensed in ohio as a broker and a lender.<br /><b>References : </b></p>
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		<title>Comment on need link to mortgage payoff calculator? can&#8217;t find one that works? by STEVEN F</title>
		<link>http://yourmortgageoffice.com/mortgage-rate-calculator/need-link-to-mortgage-payoff-calculator-cant-find-one-that-works/comment-page-1#comment-1041</link>
		<dc:creator>STEVEN F</dc:creator>
		<pubDate>Mon, 13 Feb 2012 23:57:59 +0000</pubDate>
		<guid isPermaLink="false">http://yourmortgageoffice.com/mortgage-rate-calculator/need-link-to-mortgage-payoff-calculator-cant-find-one-that-works#comment-1041</guid>
		<description>If you have made extra payments of varying amounts, NO online calculator will account for them.
If you use Microsoft Excel, there is a FREE downloadable template for a loan calculator with extra payments.  All you need to enter is the original terms, and the amounts of the extra payments.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>If you have made extra payments of varying amounts, NO online calculator will account for them.<br />
If you use Microsoft Excel, there is a FREE downloadable template for a loan calculator with extra payments.  All you need to enter is the original terms, and the amounts of the extra payments.<br /><b>References : </b></p>
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		<title>Comment on Lock mortgage rate today or Monday? Help!? by godged</title>
		<link>http://yourmortgageoffice.com/mortgage-rates-today/lock-mortgage-rate-today-or-monday-help/comment-page-1#comment-1037</link>
		<dc:creator>godged</dc:creator>
		<pubDate>Mon, 13 Feb 2012 23:50:59 +0000</pubDate>
		<guid isPermaLink="false">http://yourmortgageoffice.com/mortgage-rates-today/lock-mortgage-rate-today-or-monday-help#comment-1037</guid>
		<description>Lock in now, long term loan rates are going up.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;Oregon Realtor</description>
		<content:encoded><![CDATA[<p>Lock in now, long term loan rates are going up.<br /><b>References : </b><br />Oregon Realtor</p>
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		<title>Comment on Mortgage Calculator? by khek z</title>
		<link>http://yourmortgageoffice.com/mortgage-loan-calculator/mortgage-calculator-4/comment-page-1#comment-1039</link>
		<dc:creator>khek z</dc:creator>
		<pubDate>Mon, 13 Feb 2012 23:45:59 +0000</pubDate>
		<guid isPermaLink="false">http://yourmortgageoffice.com/mortgage-loan-calculator/mortgage-calculator-4#comment-1039</guid>
		<description>Input your data to calculate your mortgage in Malaysian context.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;http://www.999.com.my/min/Mortgage-Calculator.htm</description>
		<content:encoded><![CDATA[<p>Input your data to calculate your mortgage in Malaysian context.<br /><b>References : </b><br /><a href="http://www.999.com.my/min/Mortgage-Calculator.htm" rel="nofollow">http://www.999.com.my/min/Mortgage-Calculator.htm</a></p>
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		<title>Comment on Lock mortgage rate today or Monday? Help!? by daeve930</title>
		<link>http://yourmortgageoffice.com/mortgage-rates-today/lock-mortgage-rate-today-or-monday-help/comment-page-1#comment-1036</link>
		<dc:creator>daeve930</dc:creator>
		<pubDate>Mon, 13 Feb 2012 23:44:59 +0000</pubDate>
		<guid isPermaLink="false">http://yourmortgageoffice.com/mortgage-rates-today/lock-mortgage-rate-today-or-monday-help#comment-1036</guid>
		<description>My crystal ball is broken.  Nobody knows what rates will do. I don&#039;t deal in regular mtgs now, just reverse, but I heard yesterday that 3 times in the last month we had a rate change during the day!  This is very unusual...hardly ever happens.

Put it this way.  Tuesday when I came in, gas was $2.68 per gallon.  That was 9am.  At 1:30 when I went to lunch, it was $2.88.  Then I was sorry I didn&#039;t take a couple minutes at 9am to save $2.80.  You just never know.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>My crystal ball is broken.  Nobody knows what rates will do. I don&#8217;t deal in regular mtgs now, just reverse, but I heard yesterday that 3 times in the last month we had a rate change during the day!  This is very unusual&#8230;hardly ever happens.</p>
<p>Put it this way.  Tuesday when I came in, gas was $2.68 per gallon.  That was 9am.  At 1:30 when I went to lunch, it was $2.88.  Then I was sorry I didn&#8217;t take a couple minutes at 9am to save $2.80.  You just never know.<br /><b>References : </b></p>
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		<title>Comment on Has anyone found a good mortgage company online in ohio? by J S</title>
		<link>http://yourmortgageoffice.com/your-mortgage-office/has-anyone-found-a-good-mortgage-company-online-in-ohio/comment-page-1#comment-1033</link>
		<dc:creator>J S</dc:creator>
		<pubDate>Mon, 13 Feb 2012 23:44:59 +0000</pubDate>
		<guid isPermaLink="false">http://yourmortgageoffice.com/your-mortgage-office/has-anyone-found-a-good-mortgage-company-online-in-ohio#comment-1033</guid>
		<description>www.restructureyourmortgage.com lends in Ohio. Best of luck.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p><a href="http://www.restructureyourmortgage.com" rel="nofollow">http://www.restructureyourmortgage.com</a> lends in Ohio. Best of luck.<br /><b>References : </b></p>
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		<title>Comment on What&#8217;s the difference between Mortgage Insurance/Hazard Insurance &amp; Homeowner&#8217;s Insurance? by David Z</title>
		<link>http://yourmortgageoffice.com/mortgage-insurance/whats-the-difference-between-mortgage-insurancehazard-insurance-homeowners-insurance/comment-page-1#comment-1044</link>
		<dc:creator>David Z</dc:creator>
		<pubDate>Mon, 13 Feb 2012 23:33:59 +0000</pubDate>
		<guid isPermaLink="false">http://yourmortgageoffice.com/mortgage-insurance/whats-the-difference-between-mortgage-insurancehazard-insurance-homeowners-insurance#comment-1044</guid>
		<description>Mortgage insurance is the insurance premium you are paying because you are putting less than 20% down.

Without this you could not buy a home until you had 20% downpayment.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Mortgage insurance is the insurance premium you are paying because you are putting less than 20% down.</p>
<p>Without this you could not buy a home until you had 20% downpayment.<br /><b>References : </b></p>
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		<title>Comment on Lock mortgage rate today or Monday? Help!? by Marc X</title>
		<link>http://yourmortgageoffice.com/mortgage-rates-today/lock-mortgage-rate-today-or-monday-help/comment-page-1#comment-1035</link>
		<dc:creator>Marc X</dc:creator>
		<pubDate>Mon, 13 Feb 2012 23:31:59 +0000</pubDate>
		<guid isPermaLink="false">http://yourmortgageoffice.com/mortgage-rates-today/lock-mortgage-rate-today-or-monday-help#comment-1035</guid>
		<description>Monday or Friday really isn&#039;t going to make a difference.  The most major change, if anything, is going to be a quarter percent.  If you were Donald Trump investing in several millions of dollars in real estate, that would make a difference.

But for someone buying a house, a quarter percent on the mortgage rate literally means a difference of only 2% a month in the payment, and only 5% over the entire 30 year total interest paid.  It&#039;s called not being able to see the forest because somebody put a bunch of stupid trees in the way.

Lock it in.  If the rate goes back up, then you&#039;ve saved yourself some money.  If it goes down futher, it won&#039;t be substantial and the worst is that you could have saved another few dollars at best.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Monday or Friday really isn&#8217;t going to make a difference.  The most major change, if anything, is going to be a quarter percent.  If you were Donald Trump investing in several millions of dollars in real estate, that would make a difference.</p>
<p>But for someone buying a house, a quarter percent on the mortgage rate literally means a difference of only 2% a month in the payment, and only 5% over the entire 30 year total interest paid.  It&#8217;s called not being able to see the forest because somebody put a bunch of stupid trees in the way.</p>
<p>Lock it in.  If the rate goes back up, then you&#8217;ve saved yourself some money.  If it goes down futher, it won&#8217;t be substantial and the worst is that you could have saved another few dollars at best.<br /><b>References : </b></p>
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		<title>Comment on Has anyone found a good mortgage company online in ohio? by Mortgageman</title>
		<link>http://yourmortgageoffice.com/your-mortgage-office/has-anyone-found-a-good-mortgage-company-online-in-ohio/comment-page-1#comment-1032</link>
		<dc:creator>Mortgageman</dc:creator>
		<pubDate>Mon, 13 Feb 2012 23:22:59 +0000</pubDate>
		<guid isPermaLink="false">http://yourmortgageoffice.com/your-mortgage-office/has-anyone-found-a-good-mortgage-company-online-in-ohio#comment-1032</guid>
		<description>Quicken Loans. You might get free tickets to a show at the &quot;Q&quot; (Quicken Loans Arena; Cleveland).&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Quicken Loans. You might get free tickets to a show at the &quot;Q&quot; (Quicken Loans Arena; Cleveland).<br /><b>References : </b></p>
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